uob personalized banking
uob personalized banking
Blog Article
UOB Lender gives several different personal banking solutions made to meet the financial needs of people. Under is an extensive overview to help you understand The real key features and offerings.
Kinds of Accounts
Financial savings Account: This account enables you to save money though earning fascination.
Functions: Easy access, fascination earnings, minimum service fees.
Positive aspects: Protected spot for your money, potential expansion via fascination.
Present Account: Perfect for every day transactions and taking care of costs.
Capabilities: Checkbook facility, overdraft protection.
Added benefits: Handy for regular payments and withdrawals.
Set Deposit Account: For people trying to gain greater fascination fees more than a set interval.
Features: Mounted expression deposits, higher interest costs compared to cost savings accounts.
Added benefits: Protected investment alternative with predictable returns.
Loans
Particular Financial loans: Unsecured financial loans which might be used for numerous reasons like schooling or property renovation.
Forms:
Installment Financial loans
Credit rating Traces
Positive aspects: Versatile repayment phrases, competitive curiosity prices.
Residence Loans: Tailored options for acquiring home or refinancing existing home loans.
Styles:
Preset Amount Household Financial loan
Floating Amount Property Financial loan
Added benefits: Unique strategies to match personal requirements, appealing rates.
Bank cards
UOB delivers A variety of bank cards catering to unique life and investing patterns:
Rewards Playing cards: Gain points on every invest in which may be redeemed for items or journey miles.
Cashback Playing cards: Get dollars rebates on each day spending for instance groceries and dining out.
Vacation Cards: Exclusive Positive aspects like air miles accumulation and travel insurance plan coverage.
Financial investment Products and services
For individuals interested in increasing their prosperity by way of investments:
Device Trusts * Diversified portfolio managed by pros. * Suitable for prolonged-term growth aims.
Structured Deposits * Brings together the attributes of common deposits with expense products and solutions. * Possibly better returns but with some threat included.
Insurance Items
To safeguard you and your family towards unforeseen activities:
Lifetime Coverage * Provides monetary safety in case of death or vital disease. * Could also function a discounts Resource depending on the plan picked out.
Health Insurance * Handles professional medical charges which include hospitalization expenditures. * Essential for mitigating substantial healthcare costs.
Electronic Banking Products and services
Advantage at your fingertips by electronic platforms:
World wide web Banking
Permits you to handle your funds on the net:
Look at account balances and transaction historical past
Transfer funds concerning accounts or shell out payments
Apply for new solutions (loans/bank cards)
Mobile click here Banking
Banking on-the-go by using cellular applications:
Swift balance checks
Cellular payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these in depth offerings, UOB aims to deliver customized banking solutions that cater specially to person prerequisites even though making sure ease and stability in all transactions.